---
title: How to Run Credit Checks and Bank Account Verification
description: "## Credit workflows in J-Cred The Credit category supports credit checks on individuals and businesses, as well as bank account verification, depending on the bureau and products enabled for your organisation. ## General steps 1. Open the Credit section. 2.…"
url: "https://j-cred.co.za/zh/helpcenter/how-to-run-credit-checks-and-bank-account-verification/"
updated: "2026-03-30"
category: "Real-Time Searches"
---

# How to Run Credit Checks and Bank Account Verification

## Credit workflows in J-Cred

The Credit category supports credit checks on individuals and businesses, as well as bank account verification, depending on the bureau and products enabled for your organisation.

## General steps

1. Open the Credit section.
2. Choose the bureau available to you, such as XDS, VeriCred, TransUnion, or CPB.
3. Select the sub-search type you need.
4. Complete the required details.
5. Select the correct prescribed purpose.
6. Submit the search.

## Important compliance reminders

- Always select the correct prescribed purpose
- If Employment is selected as the reason, upload the Job Description where required
- Keep the Search ID together with your internal reference
- Do not reuse a result for a different purpose

## Bank account verification

Bank account verification helps confirm that an account belongs to the person or company in question, where that workflow is enabled.

**Need help?** Email [support@kto.co.za](mailto:support@kto.co.za) or [support@j-cred.co.za](mailto:support@j-cred.co.za), or call [+27 10 224 0589](tel:+27102240589) during 9AM to 5PM CAT.