{"id":3757,"date":"2026-03-31T00:19:08","date_gmt":"2026-03-30T22:19:08","guid":{"rendered":"https:\/\/j-cred.co.za\/helpcenter\/how-to-run-credit-checks-and-bank-account-verification\/"},"modified":"2026-03-31T00:19:08","modified_gmt":"2026-03-30T22:19:08","password":"","slug":"how-to-run-credit-checks-and-bank-account-verification","status":"publish","type":"docs","link":"https:\/\/j-cred.co.za\/zh\/helpcenter\/how-to-run-credit-checks-and-bank-account-verification\/","title":{"rendered":"How to Run Credit Checks and Bank Account Verification"},"content":{"rendered":"<h2>Credit workflows in J-Cred<\/h2>\n<p>The Credit category supports credit checks on individuals and businesses, as well as bank account verification, depending on the bureau and products enabled for your organisation.<\/p>\n<h2>General steps<\/h2>\n<ol>\n<li>Open the Credit section.<\/li>\n<li>Choose the bureau available to you, such as XDS, VeriCred, TransUnion, or CPB.<\/li>\n<li>Select the sub-search type you need.<\/li>\n<li>Complete the required details.<\/li>\n<li>Select the correct prescribed purpose.<\/li>\n<li>Submit the search.<\/li>\n<\/ol>\n<h2>Important compliance reminders<\/h2>\n<ul>\n<li>Always select the correct prescribed purpose<\/li>\n<li>If Employment is selected as the reason, upload the Job Description where required<\/li>\n<li>Keep the Search ID together with your internal reference<\/li>\n<li>Do not reuse a result for a different purpose<\/li>\n<\/ul>\n<h2>Bank account verification<\/h2>\n<p>Bank account verification helps confirm that an account belongs to the person or company in question, where that workflow is enabled.<\/p>\n<p><strong>Need help?<\/strong> Email <a href=\"mailto:support@kto.co.za\">support@kto.co.za<\/a> or <a href=\"mailto:support@j-cred.co.za\">support@j-cred.co.za<\/a>, or call <a href=\"tel:+27102240589\">+27 10 224 0589<\/a> during 9AM to 5PM CAT.<\/p>","protected":false},"excerpt":{"rendered":"<p>Credit workflows in J-Cred The Credit category supports credit checks on individuals and businesses, as well as bank account verification, depending on the bureau and products enabled for your organisation. General steps Open the Credit section. Choose the bureau available to you, such as XDS, VeriCred, TransUnion, or CPB. Select the sub-search type you need. Complete the required details. Select the correct prescribed purpose. Submit the search. Important compliance reminders Always select the correct prescribed purpose If Employment is selected as the reason, upload the Job Description where required Keep the Search ID together with your internal reference Do not reuse a result for a different purpose Bank account verification Bank account verification helps confirm that an account belongs to the person or company in question, where that workflow is enabled. Need help? Email support@kto.co.za or support@j-cred.co.za, or call +27 10 224 0589 during 9AM to 5PM CAT.<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_eb_attr":"","footnotes":""},"doc_category":[19],"doc_tag":[],"class_list":["post-3757","docs","type-docs","status-publish","hentry","doc_category-real-time-searches"],"blocksy_meta":[],"year_month":"2026-07","word_count":150,"total_views":0,"reactions":{"happy":0,"normal":0,"sad":0},"author_info":{"name":"KTO Digital Admin","author_nicename":"tsholo","author_url":"https:\/\/j-cred.co.za\/zh\/author\/tsholo\/"},"doc_category_info":[{"term_name":"Real-Time Searches","term_url":"https:\/\/j-cred.co.za\/zh\/docs-category\/real-time-searches\/"}],"doc_tag_info":[],"_links":{"self":[{"href":"https:\/\/j-cred.co.za\/zh\/wp-json\/wp\/v2\/docs\/3757","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/j-cred.co.za\/zh\/wp-json\/wp\/v2\/docs"}],"about":[{"href":"https:\/\/j-cred.co.za\/zh\/wp-json\/wp\/v2\/types\/docs"}],"author":[{"embeddable":true,"href":"https:\/\/j-cred.co.za\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/j-cred.co.za\/zh\/wp-json\/wp\/v2\/comments?post=3757"}],"version-history":[{"count":0,"href":"https:\/\/j-cred.co.za\/zh\/wp-json\/wp\/v2\/docs\/3757\/revisions"}],"wp:attachment":[{"href":"https:\/\/j-cred.co.za\/zh\/wp-json\/wp\/v2\/media?parent=3757"}],"wp:term":[{"taxonomy":"doc_category","embeddable":true,"href":"https:\/\/j-cred.co.za\/zh\/wp-json\/wp\/v2\/doc_category?post=3757"},{"taxonomy":"doc_tag","embeddable":true,"href":"https:\/\/j-cred.co.za\/zh\/wp-json\/wp\/v2\/doc_tag?post=3757"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}