{"id":3942,"date":"2026-05-18T11:36:32","date_gmt":"2026-05-18T09:36:32","guid":{"rendered":"http:\/\/tsholo"},"modified":"2026-05-18T11:36:32","modified_gmt":"2026-05-18T09:36:32","password":"","slug":"glossary-risk-fraud-and-evidence-terms","status":"publish","type":"docs","link":"https:\/\/j-cred.co.za\/zh\/helpcenter\/glossary-risk-fraud-and-evidence-terms\/","title":{"rendered":"Glossary: Risk, Fraud and Evidence Terms"},"content":{"rendered":"

Purpose of this glossary<\/h2>\n

This glossary explains common verification, compliance, fraud prevention and evidence terms in plain language. It is written for public education and onboarding, not for legal interpretation.<\/p>\n

Risk and fraud terms<\/h2>\n
\n
Risk signal<\/strong><\/dt>\n
An indicator that may suggest higher risk and may require review, but is not proof of wrongdoing.<\/dd>\n
False positive<\/strong><\/dt>\n
A result or signal that appears risky but is later found not to be a true problem.<\/dd>\n
Identity fraud<\/strong><\/dt>\n
Misuse or misrepresentation of identity information to gain access, money, employment, services or other value.<\/dd>\n
Synthetic identity<\/strong><\/dt>\n
An identity constructed from a mixture of real and false information.<\/dd>\n
Ghost employee<\/strong><\/dt>\n
A person or record incorrectly receiving payroll or workforce benefits without legitimate employment status.<\/dd>\n
Credential fraud<\/strong><\/dt>\n
Misrepresentation of qualifications, licences, memberships, work history or professional status.<\/dd>\n<\/dl>\n

Evidence and decision terms<\/h2>\n
\n
Manual review<\/strong><\/dt>\n
Human assessment of an exception, conflict, partial result or high-risk case.<\/dd>\n
Exception<\/strong><\/dt>\n
A case that does not follow the normal workflow and requires approval, escalation or review.<\/dd>\n
Decision note<\/strong><\/dt>\n
A written explanation of how the verification result informed the final action taken.<\/dd>\n
Dispute<\/strong><\/dt>\n
A challenge raised by a person or organisation about the accuracy or interpretation of a result.<\/dd>\n<\/dl>\n
\n

Public knowledge note:<\/strong> This article is intended as general education for verification, compliance, fraud prevention and responsible data-use discussions. It is not legal advice and should not replace your organisation’s own compliance review, regulator guidance, or contractual obligations.<\/p>","protected":false},"excerpt":{"rendered":"

Purpose of this glossary This glossary explains common verification, compliance, fraud prevention and evidence terms in plain language. It is written for public education and onboarding, not for legal interpretation. Risk and fraud terms Risk signal An indicator that may suggest higher risk and may require review, but is not proof of wrongdoing. False positive A result or signal that appears risky but is later found not to be a true problem. Identity fraud Misuse or misrepresentation of identity information to gain access, money, employment, services or other value. Synthetic identity An identity constructed from a mixture of real and false information. Ghost employee A person or record incorrectly receiving payroll or workforce benefits without legitimate employment status. Credential fraud Misrepresentation of qualifications, licences, memberships, work history or professional status. Evidence and decision terms Manual review Human assessment of an exception, conflict, partial result or high-risk case. Exception A case that does not follow the normal workflow and requires approval, escalation or review. Decision note A written explanation of how the verification result informed the final action taken. Dispute A challenge raised by a person or organisation about the accuracy or interpretation of a result. Public knowledge note: This article is intended as general education for verification, compliance, fraud prevention and responsible data-use discussions. It is not legal advice and should not replace your organisation’s own compliance review, regulator guidance, or contractual obligations.<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_eb_attr":"","footnotes":""},"doc_category":[34],"doc_tag":[],"class_list":["post-3942","docs","type-docs","status-publish","hentry","doc_category-public-glossary"],"blocksy_meta":[],"year_month":"2026-06","word_count":222,"total_views":0,"reactions":{"happy":0,"normal":0,"sad":0},"author_info":{"name":"KTO Digital Admin","author_nicename":"tsholo","author_url":"https:\/\/j-cred.co.za\/zh\/author\/tsholo\/"},"doc_category_info":[{"term_name":"Public Glossary","term_url":"https:\/\/j-cred.co.za\/zh\/docs-category\/public-glossary\/"}],"doc_tag_info":[],"_links":{"self":[{"href":"https:\/\/j-cred.co.za\/zh\/wp-json\/wp\/v2\/docs\/3942","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/j-cred.co.za\/zh\/wp-json\/wp\/v2\/docs"}],"about":[{"href":"https:\/\/j-cred.co.za\/zh\/wp-json\/wp\/v2\/types\/docs"}],"author":[{"embeddable":true,"href":"https:\/\/j-cred.co.za\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/j-cred.co.za\/zh\/wp-json\/wp\/v2\/comments?post=3942"}],"version-history":[{"count":0,"href":"https:\/\/j-cred.co.za\/zh\/wp-json\/wp\/v2\/docs\/3942\/revisions"}],"wp:attachment":[{"href":"https:\/\/j-cred.co.za\/zh\/wp-json\/wp\/v2\/media?parent=3942"}],"wp:term":[{"taxonomy":"doc_category","embeddable":true,"href":"https:\/\/j-cred.co.za\/zh\/wp-json\/wp\/v2\/doc_category?post=3942"},{"taxonomy":"doc_tag","embeddable":true,"href":"https:\/\/j-cred.co.za\/zh\/wp-json\/wp\/v2\/doc_tag?post=3942"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}