How to Run Credit Checks and Bank Account Verification
Updated on 31 March 2026
< 1 min read
Credit workflows in J-Cred #
The Credit category supports credit checks on individuals and businesses, as well as bank account verification, depending on the bureau and products enabled for your organisation.
General steps #
- Open the Credit section.
- Choose the bureau available to you, such as XDS, VeriCred, TransUnion, or CPB.
- Select the sub-search type you need.
- Complete the required details.
- Select the correct prescribed purpose.
- Submit the search.
Important compliance reminders #
- Always select the correct prescribed purpose
- If Employment is selected as the reason, upload the Job Description where required
- Keep the Search ID together with your internal reference
- Do not reuse a result for a different purpose
Bank account verification #
Bank account verification helps confirm that an account belongs to the person or company in question, where that workflow is enabled.
Need help? Email support@kto.co.za or support@j-cred.co.za, or call +27 10 224 0589 during 9AM to 5PM CAT.